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What happens during a loan signing?
During a loan signing, the signing agent reviews the closing package with the borrowers, guides them through each page requiring a signature or initials, completes all notarizations, and returns the documents to the title company or lender per closing instructions — including same-night scanbacks when required.
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Frequently asked questions
- How long does a loan signing appointment take?
- Most residential loan signings take 60 to 90 minutes. Complex packages or packages with multiple borrowers may take longer.
- What ID do borrowers need for a loan signing?
- Every borrower and co-borrower must bring a current government-issued photo ID. The name on the ID must match the loan documents.
- What if a borrower has questions about the loan terms at the signing?
- The signing agent can explain where to sign and what a document is, but cannot provide legal or financial advice. Borrowers with questions about loan terms should contact their lender or attorney before the signing appointment.
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